/* Credobi public site — theme A ("wealth"): near-black, ivory, champagne gold.
   One stylesheet, no framework, RTL throughout, fonts and art served from /site. */
@font-face { font-family: Heebo; font-style: normal; font-weight: 200 800; font-display: swap; src: url(/site/heebo-hebrew.woff2) format('woff2'); unicode-range: U+0307-0308, U+0590-05FF, U+200C-2010, U+20AA, U+25CC, U+FB1D-FB4F; }
@font-face { font-family: Heebo; font-style: normal; font-weight: 200 800; font-display: swap; src: url(/site/heebo-latin.woff2) format('woff2'); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
@font-face { font-family: 'Plex Mono'; font-style: normal; font-weight: 400; font-display: swap; src: url(/site/plexmono-400.woff2) format('woff2'); }
@font-face { font-family: 'Plex Mono'; font-style: normal; font-weight: 500; font-display: swap; src: url(/site/plexmono-500.woff2) format('woff2'); }

:root {
  --ground: #111213; --deep: #0A0A0B; --card: #0F1011; --ink: #F3EFE6; --soft: #D9D3C7; --muted: #B9B3A8; --dim: #A39E94; --faint: #8A857C;
  --gold: #C9A86B; --gold-l: #E8D3A0; --gold-xl: #F3E2B6; --gold-d: #A9853F; --glow: #FF8A3D; --steel: #5B7A9E;
  --line: rgba(255, 255, 255, .07); --gline: rgba(232, 211, 160, .22); --err: #FFB4A8; --ok: #8FE3BA; --warn: #FFB27D;
  --gold-btn: linear-gradient(135deg, #F3E2B6, #C9A86B 55%, #A9853F);
  --mono: 'Plex Mono', ui-monospace, monospace;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; background: var(--ground); }
body { margin: 0; font-family: Heebo, Arial, Helvetica, sans-serif; color: var(--ink); background: var(--ground); line-height: 1.7; font-size: 17px; -webkit-font-smoothing: antialiased; overflow-x: hidden; }
img, video, svg { max-width: 100%; }
a { color: var(--gold-l); }
a:hover { color: #fff; }
a:focus-visible, button:focus-visible, input:focus-visible, select:focus-visible, textarea:focus-visible, summary:focus-visible { outline: 2px solid var(--gold-l); outline-offset: 3px; }
.wrap { max-width: 1240px; margin: 0 auto; padding: 0 24px; position: relative; }
.wrap.narrow { max-width: 820px; }
.skip { position: absolute; right: -9999px; }
.skip:focus { right: 12px; top: 12px; background: var(--ink); color: var(--deep); padding: 8px 12px; z-index: 20; border-radius: 8px; }
.sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); }
/* The honeypot: off-screen, never seen by a person. */
.hp { position: absolute; left: -9999px; top: -9999px; opacity: 0; height: 0; overflow: hidden; }
.mono { font-family: var(--mono); font-variant-numeric: tabular-nums; }
.gold { background: linear-gradient(100deg, #F3E2B6 0%, #D8B979 30%, #B88E4A 55%, #F3E2B6 80%, #C9A86B 100%); background-size: 200% 100%; -webkit-background-clip: text; background-clip: text; color: transparent; font-weight: 600; animation: shine 9s linear infinite; }
.thin { font-weight: 200; }

/* Motion — slow, quiet, and off for anyone who asked for less. */
@keyframes float { 0%, 100% { transform: translateY(0); } 50% { transform: translateY(-14px); } }
@keyframes breath { 0%, 100% { opacity: .55; transform: scale(1); } 50% { opacity: .9; transform: scale(1.06); } }
@keyframes drift { to { transform: rotate(360deg); } }
@keyframes shine { to { background-position: 200% 50%; } }
@keyframes rise { from { opacity: 0; transform: translateY(18px); } to { opacity: 1; transform: none; } }
.float { animation: float 9s ease-in-out infinite; }
.breath { animation: breath 3.2s ease-in-out infinite; }
.drift { transform-origin: 50% 50%; animation: drift 240s linear infinite; }
.rise { animation: rise 1s cubic-bezier(.2, .7, .2, 1) both; }
.d1 { animation-delay: .08s; } .d2 { animation-delay: .16s; } .d3 { animation-delay: .24s; }
.lag1 { animation-delay: -3s; } .lag2 { animation-delay: -6s; } .lag3 { animation-delay: -2s; } .lag4 { animation-delay: -4s; } .lag5 { animation-delay: -1s; }
/* The renders sit on near-black; their edges dissolve into the page. */
.fade { -webkit-mask-image: radial-gradient(closest-side, #000 62%, transparent 100%); mask-image: radial-gradient(closest-side, #000 62%, transparent 100%); }

/* Header */
.top { position: sticky; top: 0; z-index: 10; background: rgba(17, 18, 19, .78); -webkit-backdrop-filter: blur(14px); backdrop-filter: blur(14px); border-bottom: 1px solid var(--line); }
.nav { display: flex; align-items: center; justify-content: space-between; gap: 16px; min-height: 72px; flex-wrap: wrap; }
.brand { display: inline-flex; align-items: center; gap: 12px; color: var(--ink); text-decoration: none; font-weight: 600; font-size: 22px; letter-spacing: .02em; }
.brand svg { flex: none; }
.nav nav { display: flex; align-items: center; gap: 6px 26px; flex-wrap: wrap; }
.nav nav a { color: var(--soft); text-decoration: none; font-size: 15px; padding: 10px 0; }
.nav nav a:hover, .nav nav a[aria-current] { color: var(--gold-xl); }

/* Buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; min-height: 52px; padding: 0 28px; border-radius: 999px; font-weight: 700; text-decoration: none; border: 1px solid transparent; cursor: pointer; font-family: inherit; font-size: 16px; line-height: 1.2; transition: transform .2s ease, box-shadow .2s ease; }
.btn.primary { background: var(--gold-btn); color: #17130C; box-shadow: 0 10px 30px -10px rgba(201, 168, 107, .6); }
.btn.primary:hover { color: #17130C; transform: translateY(-1px); box-shadow: 0 14px 34px -10px rgba(201, 168, 107, .75); }
.btn.primary:disabled { opacity: .6; cursor: default; transform: none; }
.btn.ghost { min-height: 44px; padding: 0 22px; background: transparent; color: var(--gold-xl); border-color: rgba(232, 211, 160, .45); font-weight: 500; font-size: 15px; }
.btn.ghost:hover { border-color: var(--gold-l); color: #fff; }
.btn.big { min-height: 58px; padding: 0 34px; font-size: 18px; }
.link { display: inline-flex; align-items: center; gap: 10px; padding: 8px 0; color: var(--ink); text-decoration: none; font-weight: 500; border-bottom: 1px solid rgba(232, 211, 160, .6); }
.link:hover { color: var(--gold-xl); }
.link svg, .btn svg { flex: none; }

/* Hero */
.hero { position: relative; overflow: hidden; padding: 64px 0 72px; }
.hero .orbits { position: absolute; top: -40px; inset-inline-end: -220px; width: 980px; height: 980px; pointer-events: none; }
.hero-grid { position: relative; display: flex; flex-wrap: wrap; align-items: center; gap: 24px 40px; min-height: 640px; }
.hero-copy { flex: 1 1 560px; min-width: 0; display: flex; flex-direction: column; gap: 26px; }
.eyebrow { margin: 0; color: var(--gold); font-weight: 500; font-size: 13px; letter-spacing: .08em; }
.hero h1 { margin: 0; font-size: clamp(40px, 5.2vw, 76px); line-height: 1.04; letter-spacing: -.02em; font-weight: 200; }
.hero h1 .gold { display: inline; }
.hero .lead { margin: 0; max-width: 560px; font-size: 19px; line-height: 1.75; font-weight: 300; color: var(--muted); }
.hero-film { position: relative; flex: 1 1 440px; min-width: 0; display: flex; align-items: center; justify-content: center; min-height: 480px; }
.hero-film .halo { position: absolute; width: 62%; aspect-ratio: 1; border-radius: 50%; background: radial-gradient(circle, rgba(255, 138, 61, .32) 0%, rgba(255, 106, 26, .12) 38%, transparent 70%); filter: blur(10px); }
.hero-film .film { position: relative; width: min(100%, 560px); aspect-ratio: 1; }
.hero-film .film img, .hero-film .film video { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.hero-foot { position: relative; flex: 1 1 100%; display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 18px; }
.trust { list-style: none; padding: 0; margin: 0; display: flex; gap: 10px 30px; flex-wrap: wrap; color: var(--soft); font-size: 15px; font-weight: 300; }
.trust li, .diamonds li { display: flex; align-items: center; gap: 10px; }
.trust li::before, .diamonds li::before { content: ""; flex: none; width: 6px; height: 6px; transform: rotate(45deg); background: var(--gold); }
.credential { display: inline-flex; align-items: center; gap: 12px; padding: 10px 16px; border: 1px solid var(--gline); border-radius: 12px; font-size: 13px; color: var(--muted); }
.hero.compact { padding: 56px 0 48px; }
.hero.compact .hero-grid { min-height: 0; }
.hero.compact h1 { font-size: clamp(36px, 4.6vw, 64px); }
.hero.compact .orbits { opacity: .7; }

/* Waitlist / call to action */
.signup { max-width: 600px; }
.signup form { margin: 0; }
.signup .row { display: flex; flex-wrap: wrap; align-items: center; gap: 8px; padding: 8px; border-radius: 30px; background: rgba(255, 255, 255, .04); border: 1px solid rgba(232, 211, 160, .28); box-shadow: inset 0 1px 0 rgba(255, 255, 255, .06), 0 30px 60px -30px rgba(0, 0, 0, .9); }
.signup input[type=email] { flex: 1 1 220px; min-width: 0; height: 52px; border: 0; background: transparent; padding: 0 18px; color: var(--ink); font-size: 16px; font-family: inherit; }
.signup input::placeholder { color: var(--faint); }
.signup .row .btn { flex: 0 0 auto; }
.consent { font-size: 13px; color: var(--dim); margin: 12px 0 0; line-height: 1.6; padding-inline-start: 6px; }
.status { min-height: 1.4em; margin: 8px 0 0; font-size: 14px; color: var(--warn); }
.error { color: var(--err); margin: 10px 0 0; font-size: 14px; }
.joined { background: rgba(232, 211, 160, .08); border: 1px solid rgba(232, 211, 160, .4); border-radius: 18px; padding: 18px 22px; font-size: 17px; color: var(--ink); }
.joined strong { color: var(--gold-xl); }
.cta-row { margin: 0; }
.form-card .joined, .form-slot .joined { background: transparent; border: 0; padding: 0; }
.signup .cta-row + .consent { padding-inline-start: 0; }

/* Sections */
.section { position: relative; padding: 110px 0; }
.section.deep { background: var(--deep); }
.section.fall { background: linear-gradient(180deg, var(--ground) 0%, var(--deep) 100%); border-top: 1px solid var(--line); }
.section.warm { background: radial-gradient(80% 120% at 20% 50%, #1A140E 0%, var(--deep) 60%); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.section.warm-r { background: radial-gradient(70% 120% at 85% 50%, #18140F 0%, var(--deep) 60%); border-top: 1px solid var(--line); }
.section.ruled { border-top: 1px solid var(--line); }
.section.tight-top { padding-top: 24px; }
.section h2 { margin: 0; font-size: clamp(36px, 4.4vw, 62px); font-weight: 200; letter-spacing: -.02em; line-height: 1.06; }
.section h3 { margin: 0; font-size: 22px; font-weight: 500; }
.section p { margin: 0; }
.head { display: flex; flex-direction: column; gap: 14px; margin-bottom: 56px; }
.head.center { align-items: center; text-align: center; }
.body-l { font-size: 19px; line-height: 1.8; font-weight: 300; color: var(--soft); }
.body-s { font-size: 16px; line-height: 1.75; font-weight: 300; color: var(--muted); }

/* Three objects on spotlights */
.objects { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 40px 28px; }
.objects li { display: flex; flex-direction: column; align-items: center; gap: 16px; text-align: center; }
.stage { position: relative; width: 100%; max-width: 300px; aspect-ratio: 1; display: flex; align-items: center; justify-content: center; }
.stage::before { content: ""; position: absolute; bottom: 6%; width: 70%; height: 18%; border-radius: 50%; background: radial-gradient(ellipse, rgba(201, 168, 107, .22), transparent 70%); }
.stage img { position: relative; width: 100%; height: auto; }
.letter { font-size: 15px; font-weight: 500; color: var(--gold); }
.objects p { max-width: 340px; }

/* What 100 ₪ buys */
.value { display: flex; flex-wrap: wrap; align-items: center; gap: 40px; margin-bottom: 56px; }
.value-copy { flex: 1.3 1 520px; min-width: 0; display: flex; flex-direction: column; gap: 30px; }
.cells { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 1px; background: rgba(232, 211, 160, .16); border: 1px solid rgba(232, 211, 160, .16); border-radius: 20px; overflow: hidden; }
.cells article { background: var(--card); padding: 26px; display: flex; flex-direction: column; gap: 10px; }
.cells h3 { font-size: 20px; color: var(--gold-xl); }
.cells p { font-size: 15px; line-height: 1.75; font-weight: 300; color: var(--muted); }
.art { position: relative; flex: 1 1 340px; min-width: 0; display: flex; justify-content: center; }
.art::before { content: ""; position: absolute; bottom: 10%; width: 60%; height: 16%; border-radius: 50%; background: radial-gradient(ellipse, rgba(255, 138, 61, .22), transparent 70%); }
.art img { position: relative; width: min(100%, 440px); height: auto; }

/* The statement: a sample report drawn in code */
.frame { border-radius: 28px; padding: 1px; background: linear-gradient(135deg, rgba(243, 226, 182, .55), rgba(201, 168, 107, .08) 40%, rgba(91, 122, 158, .25) 100%); }
.statement { border-radius: 27px; background: radial-gradient(120% 140% at 85% 0%, #1A1712 0%, #0D0E0F 55%); padding: clamp(24px, 3.4vw, 44px); display: flex; flex-direction: column; gap: 28px; }
.statement-head { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 12px; }
.statement-head .title { font-size: 22px; font-weight: 300; }
.tag { font-size: 13px; font-weight: 500; padding: 6px 14px; border-radius: 999px; border: 1px solid rgba(232, 211, 160, .35); color: var(--gold-l); }
.statement-body { display: flex; flex-wrap: wrap; gap: 32px; align-items: center; }
.dial { flex: 0 1 240px; display: flex; justify-content: center; }
.pillars { flex: 1 1 260px; min-width: 0; display: flex; flex-direction: column; gap: 16px; }
.pillars .why { font-size: 15px; font-weight: 500; }
.pillars .why span { color: var(--dim); font-weight: 300; }
.bar { display: flex; align-items: center; gap: 14px; font-size: 14px; }
.bar .name { width: 64px; color: var(--soft); }
.bar .track { flex: 1; height: 3px; background: rgba(243, 239, 230, .1); }
.bar .fill { display: block; height: 100%; background: linear-gradient(90deg, #A9853F, #F3E2B6); }
.bar .fill.low { background: linear-gradient(90deg, #7A3A1C, #FF8A3D); }
.bar .val { width: 28px; font-family: var(--mono); font-variant-numeric: tabular-nums; color: var(--gold-xl); text-align: left; }
.bar .val.low { color: var(--warn); }
.revenue { flex: 1.2 1 320px; min-width: 0; display: flex; flex-direction: column; gap: 8px; }
.revenue .cap { font-size: 14px; color: var(--dim); }
.chips { display: flex; flex-wrap: wrap; gap: 8px; font-size: 13px; font-weight: 500; }
.chip { padding: 6px 12px; border-radius: 999px; border: 1px solid rgba(232, 211, 160, .3); color: var(--gold-l); }
.chip.up { border-color: rgba(110, 207, 160, .35); color: var(--ok); }
.chip.down { border-color: rgba(255, 138, 61, .4); color: var(--warn); }
.statement .note { padding-top: 20px; border-top: 1px solid var(--line); font-size: 14px; line-height: 1.7; font-weight: 300; color: var(--dim); }

/* Text beside an object */
.split { display: flex; flex-wrap: wrap; align-items: center; gap: 48px; }
.split .copy { flex: 1.3 1 520px; min-width: 0; display: flex; flex-direction: column; gap: 24px; }
.split .art::before { display: none; }
.files { display: flex; gap: 16px; padding: 22px 24px; border-radius: 18px; background: rgba(255, 255, 255, .03); border: 1px solid rgba(232, 211, 160, .2); font-size: 16px; line-height: 1.75; font-weight: 300; color: var(--soft); }
.files svg { flex: none; margin-top: 2px; }
.files strong { font-weight: 600; color: var(--gold-xl); }

/* The pre-check invitation */
.invite { border-radius: 28px; padding: 1px; background: linear-gradient(120deg, rgba(243, 226, 182, .6), rgba(201, 168, 107, .1) 50%, rgba(243, 226, 182, .35)); }
.invite > div { border-radius: 27px; background: radial-gradient(90% 160% at 100% 0%, #221B12 0%, #0E0F10 60%); padding: clamp(28px, 4vw, 56px); display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 28px; }
.invite .copy { flex: 1 1 460px; min-width: 0; display: flex; flex-direction: column; gap: 12px; }
.invite h2 { font-size: clamp(30px, 3.4vw, 46px); }

/* FAQ — the server writes <details class="faq-item"> */
.faq { display: flex; flex-direction: column; }
.faq-item { border-top: 1px solid var(--gline); padding: 22px 4px; }
.faq-item:last-child { border-bottom: 1px solid var(--gline); }
.faq-item summary { display: flex; align-items: center; justify-content: space-between; gap: 16px; cursor: pointer; list-style: none; font-size: 20px; font-weight: 400; }
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after { content: "+"; flex: none; font-size: 26px; font-weight: 200; line-height: 1; color: var(--gold); transition: transform .25s; }
.faq-item[open] summary::after { transform: rotate(45deg); }
.faq-item p { margin: 14px 0 0; font-size: 16px; line-height: 1.8; font-weight: 300; color: var(--muted); }

/* Metal cards */
.metal { position: relative; width: min(100%, 440px); aspect-ratio: 1.586; border-radius: 22px; overflow: hidden; box-shadow: 0 50px 80px -40px rgba(0, 0, 0, .95), inset 0 1px 0 rgba(255, 255, 255, .12); }
.metal::after { content: ""; position: absolute; inset: 0; background: linear-gradient(115deg, transparent 30%, rgba(243, 226, 182, .10) 48%, transparent 62%); }
.metal.titanium { background: repeating-linear-gradient(115deg, rgba(255, 255, 255, .025) 0 2px, transparent 2px 5px), linear-gradient(135deg, #2C2D30 0%, #121314 45%, #1F2023 100%); border: 1px solid rgba(255, 255, 255, .12); color: var(--gold-l); transform: rotate(-4deg); }
.metal.champagne { background: repeating-linear-gradient(115deg, rgba(255, 255, 255, .08) 0 2px, transparent 2px 5px), linear-gradient(135deg, #F3E2B6 0%, #C9A86B 42%, #9C7A3E 70%, #E3CB93 100%); border: 1px solid rgba(255, 255, 255, .35); color: #1A150C; transform: rotate(4deg); }
.metal.champagne::after { background: linear-gradient(115deg, transparent 30%, rgba(255, 255, 255, .25) 48%, transparent 62%); }
.metal .mark { position: absolute; top: 26px; inset-inline-start: 28px; display: flex; align-items: center; gap: 10px; font-size: 17px; font-weight: 600; letter-spacing: .08em; z-index: 1; }
.metal .chipset { position: absolute; top: 42%; inset-inline-end: 30px; width: 52px; height: 40px; border-radius: 8px; background: linear-gradient(135deg, #F3E2B6, #C9A86B 50%, #8E6C33); z-index: 1; }
.metal.champagne .chipset { background: linear-gradient(135deg, #3A3B3E, #141516); box-shadow: inset 0 0 0 1px rgba(255, 255, 255, .15); }
.metal .label { position: absolute; bottom: 24px; inset-inline-start: 28px; font-size: 30px; font-weight: 200; z-index: 1; color: var(--ink); }
.metal.champagne .label { font-weight: 300; color: #1A150C; }
.metal .foot-line { position: absolute; bottom: 24px; inset-inline-start: 28px; inset-inline-end: 28px; display: flex; justify-content: space-between; align-items: flex-end; color: var(--muted); font-size: 13px; letter-spacing: .1em; z-index: 1; }
.lenders-band { display: flex; flex-wrap: wrap; align-items: center; gap: 48px; }
.lenders-band .copy { flex: 1 1 440px; min-width: 0; display: flex; flex-direction: column; gap: 18px; }
.lenders-band .card-slot { flex: 1 1 380px; min-width: 0; display: flex; justify-content: center; }

/* Plans */
.plans { display: grid; grid-template-columns: repeat(auto-fit, minmax(340px, 1fr)); gap: 48px 40px; }
.plan { display: flex; flex-direction: column; gap: 30px; }
.plan .metal { align-self: center; }
.plan .sub { font-size: 18px; font-weight: 500; color: var(--gold-xl); margin: 0; }
.diamonds { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 14px; font-size: 16px; line-height: 1.65; font-weight: 300; color: var(--soft); }
.diamonds li { align-items: flex-start; }
.diamonds li::before { margin-top: 10px; }

/* Comparison table */
.table-wrap { overflow-x: auto; border-radius: 25px; background: var(--card); }
.compare { width: 100%; min-width: 660px; border-collapse: collapse; font-size: 16px; line-height: 1.6; }
.compare th, .compare td { padding: 18px 28px; text-align: right; vertical-align: top; }
.compare thead tr { border-bottom: 1px solid rgba(232, 211, 160, .3); }
.compare thead th { font-size: 24px; font-weight: 300; color: var(--ink); padding-top: 22px; padding-bottom: 22px; }
.compare thead th:last-child { color: var(--gold-xl); }
.compare tbody tr { border-bottom: 1px solid var(--line); }
.compare tbody tr:last-child { border-bottom: 0; }
.compare tbody th { width: 22%; font-weight: 500; color: var(--gold); }
.compare tbody td { font-weight: 300; color: var(--soft); }

/* A list numbered with Hebrew letters */
.lettered { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; }
.lettered li { display: flex; gap: 20px; align-items: baseline; padding: 16px 0; border-top: 1px solid rgba(232, 211, 160, .18); font-size: 17px; line-height: 1.6; font-weight: 300; color: var(--soft); }
.lettered li:last-child { border-bottom: 1px solid rgba(232, 211, 160, .18); }
.lettered .l { flex: none; width: 24px; font-size: 15px; font-weight: 500; color: var(--gold); }

/* Contact form (the lenders form; the server's pre-check form shares it) */
.contact-grid { display: flex; flex-wrap: wrap; gap: 48px; align-items: center; }
.contact-grid > .copy { flex: 1 1 360px; min-width: 0; display: flex; flex-direction: column; gap: 20px; }
.contact-grid > .form-slot { flex: 1.3 1 460px; min-width: 0; }
.form-slot .frame > * { border-radius: 25px; background: var(--card); padding: clamp(24px, 3vw, 36px); }
.contact { margin: 0; }
.contact label { display: block; font-size: 14px; font-weight: 400; color: var(--soft); }
.contact input, .contact textarea, .precheck select { display: block; width: 100%; margin: 8px 0 16px; padding: 0 16px; height: 52px; border: 1px solid rgba(232, 211, 160, .22); border-radius: 14px; font-size: 16px; font-family: inherit; color: var(--ink); background: rgba(255, 255, 255, .03); }
.contact textarea { height: auto; padding: 14px 16px; resize: vertical; }
.contact input::placeholder, .contact textarea::placeholder { color: var(--faint); }
.contact .consent { color: var(--dim); }
.grid { display: grid; gap: 18px; }
.grid.two { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0 16px; }
.muted { color: var(--dim); }
.small { font-size: 14px; }

/* The pre-check */
.form-card { border-radius: 25px; background: var(--card); padding: clamp(24px, 3vw, 40px); }

.precheck label.q { display: block; font-size: 16px; font-weight: 400; color: var(--soft); margin: 0 0 6px; }
.precheck select { appearance: none; -webkit-appearance: none; background-image: linear-gradient(45deg, transparent 50%, var(--gold) 50%), linear-gradient(135deg, var(--gold) 50%, transparent 50%); background-position: 22px 23px, 16px 23px; background-size: 6px 6px; background-repeat: no-repeat; background-color: rgba(255, 255, 255, .03); padding-inline-end: 16px; padding-inline-start: 40px; }
.precheck select option { background: #17181A; color: var(--ink); }
.result { font-size: 17px; }
.result strong { display: block; font-size: 24px; font-weight: 300; margin-bottom: 10px; color: var(--gold-xl); }
.result .small { color: var(--dim); }

/* Guides */
.guide-list { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; }
.guide-list li { border-top: 1px solid var(--gline); }
.guide-list li:last-child { border-bottom: 1px solid var(--gline); }
.guide-list a { display: block; padding: 22px 4px; text-decoration: none; color: var(--ink); }
.guide-list a:hover strong { color: var(--gold-xl); }
.guide-list strong { display: block; font-size: 22px; font-weight: 400; margin-bottom: 6px; }
.guide-list span { color: var(--dim); font-size: 15px; font-weight: 300; }
.prose { color: var(--soft); font-weight: 300; }
.prose h1 { font-size: clamp(32px, 4vw, 52px); line-height: 1.12; margin: 12px 0; font-weight: 200; letter-spacing: -.02em; color: var(--ink); }
.prose h2 { font-size: 26px; margin: 40px 0 12px; font-weight: 400; color: var(--gold-xl); letter-spacing: 0; }
.prose h3 { font-size: 20px; margin: 28px 0 8px; font-weight: 500; color: var(--ink); }
.prose p { margin: 0 0 16px; }
.prose .lead { font-size: 20px; color: var(--ink); }
.prose .meta { color: var(--dim); font-size: 14px; margin-bottom: 28px; }
.prose ul, .prose ol { padding-inline-start: 22px; }
.prose li { margin: 0 0 10px; }
.prose li::marker { color: var(--gold); }
.prose strong { color: var(--ink); font-weight: 600; }
.crumbs { font-size: 14px; margin: 0; }
.crumbs a { text-decoration: none; }
.badge { display: inline-block; background: rgba(255, 138, 61, .12); border: 1px solid rgba(255, 138, 61, .4); color: var(--warn); border-radius: 8px; padding: 4px 12px; font-size: 13px; font-weight: 500; }
.cta-box { margin-top: 48px; border-radius: 22px; padding: 26px 28px; background: radial-gradient(90% 160% at 100% 0%, #221B12 0%, #0E0F10 60%); border: 1px solid rgba(232, 211, 160, .3); }
.cta-box h2 { margin: 0 0 10px; font-size: 22px; color: var(--gold-xl); }
.cta-box p { margin: 0; }

/* Footer */
.foot { background: var(--deep); border-top: 1px solid var(--line); color: var(--faint); padding: 44px 0 52px; font-size: 14px; }
.foot .wrap { display: flex; flex-direction: column; gap: 14px; }
.foot p { margin: 0; }
.foot .lead-line { color: var(--soft); }
.foot .links { display: flex; flex-wrap: wrap; gap: 4px 20px; }
.foot .links a { color: var(--soft); text-decoration: none; }
.foot .links a:hover { color: var(--gold-xl); }
.foot .small { color: var(--dim); line-height: 1.7; }

/* The lenders hero: the orb behind a floating professional report */
.lender-visual { min-height: 560px; }
.lender-orb { position: absolute; top: -10px; inset-inline-end: 0; width: min(78%, 420px); height: auto; }
.report-card { position: relative; margin-top: 250px; margin-inline-end: auto; width: min(100%, 440px); border-radius: 22px; }
.report-card .statement { border-radius: 21px; background: rgba(16, 17, 18, .92); box-shadow: 0 40px 70px -30px rgba(0, 0, 0, .95); }
.mini { width: 100%; border-collapse: collapse; font-size: 14px; }
.mini caption { text-align: right; font-size: 12px; color: var(--dim); padding-bottom: 8px; }
.mini thead tr { border-bottom: 1px solid rgba(232, 211, 160, .25); }
.mini th, .mini td { padding: 9px 6px; }
.mini thead th { font-family: var(--mono); font-weight: 400; font-size: 12px; color: var(--dim); text-align: left; }
.mini thead th:last-child { color: var(--gold-xl); font-weight: 500; }
.mini tbody tr { border-bottom: 1px solid var(--line); }
.mini tbody tr:last-child { border-bottom: 0; }
.mini tbody th { text-align: right; font-weight: 400; color: var(--soft); padding-inline-start: 0; }
.mini td { text-align: left; font-family: var(--mono); font-variant-numeric: tabular-nums; color: var(--muted); }
.mini td:last-child { color: var(--ink); }
.mini td.up { color: var(--ok); }
.verdict { display: flex; align-items: center; justify-content: space-between; gap: 12px; padding: 14px 16px; border-radius: 14px; background: rgba(232, 211, 160, .06); border: 1px solid rgba(232, 211, 160, .16); }
.verdict > div { display: flex; flex-direction: column; gap: 2px; }
.verdict .end { align-items: flex-end; }
.verdict .k { font-size: 12px; color: var(--dim); }
.verdict .score { font-size: 32px; font-weight: 200; line-height: 1; color: var(--gold-xl); font-variant-numeric: tabular-nums; }
.verdict .score .mono { font-size: 12px; color: var(--dim); }
.verdict .rec { font-size: 18px; font-weight: 500; }
@media (max-width: 560px) { .report-card { margin-top: 170px; } .lender-visual { min-height: 0; } }

@media (max-width: 860px) {
  .section { padding: 80px 0; }
  .head { margin-bottom: 40px; }
  .hero-grid { min-height: 0; }
  .hero-film { min-height: 0; }
}
@media (max-width: 560px) {
  .wrap { padding: 0 18px; }
  .nav nav a.anchor { display: none; }
  .grid.two { grid-template-columns: 1fr; }
  .section { padding: 64px 0; }
  .hero { padding: 40px 0 48px; }
  .signup .row { border-radius: 24px; }
  .signup .row .btn { flex: 1 1 100%; }
  .metal .label { font-size: 24px; }
  .objects { gap: 56px; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .float, .breath, .drift, .rise, .gold { animation: none; }
  .hero-film video { display: none; }
}